type: project · status: active · area: family · tags: family, insurance, japan
Auto Insurance Switch JA Kyosai Nov2026
Auto Insurance Switch — JA共済 (Nov 2026)
Outcome
Switched from ACE to JA共済 マイカー共済 at the November 2026 renewal with no coverage gap.
Why It Matters
Lower cost and better fit, but the handoff has to be timed precisely or there's a lapse.
Next Actions
- Obtain 等級証明書 (no-claims grade certificate) from ACE before November
- Visit JA branch 1–2 months before renewal with wife + ACE documents for a quote
- Note ACE's 30-day cancellation deadline
Key Facts
- Switching: ACE → JA共済 マイカー共済
- Renewal target: November 2026
Key Decisions Made
| Date | Decision | Rationale |
|---|
Open Questions
Reference Links
Log
2026-06-29
Project note created from Claude history.